Weakley County Municipal Electric System

11181 Highway 22
Martin, Tennessee 38237

(731) 587-9521 | (800) 553-7409 | Fax (731) 587-2037

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Heat Pump Financing Information

  • Heat pumps are financed at a 7% locked in rate for up to 10 years which will be billed on the monthly electric bill. The Heat pump must be installed by a TVA approved contractor.
  • Customer must own the home (deeded in their name).
  • If it is a mobile home it must have a permanent brick or block foundation. The customer must own the property it is setting on (deeded in their name).
  • The customer must be approved for the loan which means a credit check is run. The home owner’s social security number, driver’s license and date of birth must be provided.
  • No cosigners are allowed.
  • After the loan has been approved there is a $30 filing fee. A lien will be filed at the courthouse against the heat pump. This means that if the house is sold this has to be paid off first.
  • The customer may pay down or make extra payments at any time in person at the WCMES office.
  • The loan maybe paid off at any time.
  • Call Shelly Bowers for further information.